.lp-groups{display:grid;gap:44px}
.lp-group h2{font-size:clamp(1.35rem,2.2vw,1.7rem);margin-bottom:6px}
.lp-group>p{color:var(--muted);margin-bottom:18px;max-width:640px}
.lp-tiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px}
.lp-tile{display:flex;flex-direction:column;gap:6px;padding:22px 22px 20px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;color:var(--ink);transition:border-color .2s,transform .2s,box-shadow .2s;min-width:0}
.lp-tile:hover{border-color:var(--gold);transform:translateY(-2px);box-shadow:0 10px 24px -14px rgba(11,31,58,.35)}
.lp-tile svg.ic{width:40px;height:40px;color:var(--gold);margin-bottom:8px}
.lp-tile .q{font-family:var(--f-script);font-style:italic;font-size:1.15rem;color:var(--muted);line-height:1.25}
.lp-tile b{font-family:var(--f-display);font-weight:500;font-size:1.12rem;color:var(--navy)}
.lp-tile .go{margin-top:auto;padding-top:10px;display:inline-flex;align-items:center;gap:6px;font-size:.86rem;font-weight:600;color:var(--gold-ink)}
.lp-tile .go svg{width:14px;height:14px}
.lp-tile .lp-tag{font-family:var(--f-display);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink)}
.lp-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.lp-grid .lp-tile{scroll-margin-top:110px}
.picker{background:var(--navy);border-radius:var(--radius);padding:28px;display:grid;gap:14px;position:relative;overflow:hidden}
.picker::after{content:"";position:absolute;right:-70px;top:-70px;width:220px;height:220px;border-radius:50%;border:1px solid rgba(201,150,42,.35)}
.picker h2{color:var(--white);font-size:1.2rem}
.picker a{display:grid;grid-template-columns:34px 1fr 16px;gap:14px;align-items:center;padding:12px 14px;border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);color:var(--on-navy);text-decoration:none;position:relative;z-index:1;transition:border-color .2s,background .2s}
.picker a:hover{border-color:var(--gold);background:rgba(255,255,255,.04)}
.picker a svg{width:30px;height:30px;color:var(--gold)}
.picker a svg:last-child{width:16px;height:16px}
.picker a b{font-weight:600;display:block;color:var(--white)}
.picker a span{font-size:.88rem;color:var(--on-navy-muted)}
.cmp-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:var(--white)}
.cmp{width:100%;border-collapse:collapse;min-width:640px;font-size:.95rem}
.cmp th,.cmp td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.cmp thead th{font-family:var(--f-display);font-weight:500;font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-ink);background:var(--ivory)}
.cmp tbody tr:last-child td{border-bottom:0}
.cmp td:first-child a{font-weight:600;color:var(--navy);text-decoration:none}
.cmp td:first-child a:hover{text-decoration:underline}
.cmp td{color:var(--muted)}
.talk{display:grid;grid-template-columns:.95fr 1.05fr;gap:clamp(28px,5vw,64px);align-items:center}
.talk .pic{border-radius:var(--radius);width:100%;height:auto;display:block}
.talk .copy{display:grid;gap:16px}
.glance{background:var(--navy);color:var(--on-navy);border-radius:var(--radius);padding:30px;display:grid;gap:18px;position:relative;overflow:hidden}
.glance::after{content:"";position:absolute;right:-60px;bottom:-60px;width:220px;height:220px;border-radius:50%;border:1px solid rgba(201,150,42,.35)}
.glance .big{width:64px;height:64px;color:var(--gold)}
.glance h2{color:var(--white);font-size:1.25rem}
.glance dl{margin:0;display:grid;gap:14px;position:relative;z-index:1}
.glance dt{font-family:var(--f-display);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.glance dd{margin:2px 0 0;color:var(--on-navy);font-size:.98rem}
.loan-hero .wrap{grid-template-columns:1.15fr .85fr;align-items:center}
.opt-hero .wrap{grid-template-columns:1.1fr .9fr}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.ticks li{display:grid;grid-template-columns:22px 1fr;gap:12px;color:var(--ink)}
.ticks li svg{width:20px;height:20px;color:var(--gold);margin-top:2px}
.pair{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.pair .card h2{font-size:1.35rem}
.explain{background:var(--gold-soft);border-left:4px solid var(--gold);padding:20px 22px;border-radius:var(--radius);color:var(--ink)}
.explain b{font-family:var(--f-display);font-weight:500;display:block;margin-bottom:4px}
.explain .formula{font-family:var(--f-display);font-size:1.05rem;margin:8px 0;color:var(--navy)}
.fine{color:var(--muted);font-size:.9rem}
@media (max-width:1060px){.lp-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:860px){.talk,.loan-hero .wrap,.pair,.opt-hero .wrap{grid-template-columns:1fr}}
@media (max-width:560px){.lp-grid{grid-template-columns:1fr}}
.glance-pic{display:block;width:calc(100% + 60px);max-width:none;height:auto;margin:-30px -30px 0;border-radius:var(--radius) var(--radius) 0 0}.glance-pic+.big{display:none}.glance-pic{max-height:250px;object-fit:cover;object-position:50% 60%}