Personal guidance. Clear communication. Financing options built around your goals. We help homebuyers, investors, builders, and business owners in Austin and across Texas understand their choices and take the next step with confidence.
Christian Mortgage Team helps clients understand their financing options and navigate the loan process with confidence. Chad and Rachel Christian are directly involved with every client, explaining each next step clearly and helping you explore financing that fits your needs and goals.
As loan officers with Capital Lending Group, they bring access to a range of home, investment, construction, business, and agricultural loan programs, along with the personal attention of a team you can call by name.
Every project is different. Here is a plain-language look at the investment, construction, business, and land programs we help clients explore. Not sure which fits? That is exactly what a first conversation is for.
Short-term financing to purchase a property and fund its renovation, designed for investors who plan to sell once the work is done.
Loans for rental properties where qualifying focuses mainly on the property's rental income compared to its monthly debt payment.
Financing to build homes before a buyer is under contract, with funds typically released in stages as construction progresses.
Short-term financing that covers the gap between buying a property and securing longer-term financing or completing a sale.
Government-backed loan programs that can help small business owners buy property, purchase equipment, or fund growth.
Financing for agricultural land, working ranches, and rural property, with guidance on the details that make these loans different.
All loans are subject to credit approval, underwriting, and property review. We will explain the requirements for any program before you apply.
See All Mortgage OptionsWe work with people at every stage, from a first home or first rental to a growing portfolio or business.
Clear steps, honest answers, and a team that explains every part of the process. See the homebuyer guide.
Flips, rentals, and growing portfolios, with financing explained in terms of how your deal actually works.
Spec homes and construction projects, with a clear picture of draws, timelines, and what lenders will look for.
SBA and other financing to buy your building, add equipment, or invest in what comes next.
Agricultural and rural property financing from a team that takes time to understand the land and your plans for it.
A responsive team that keeps you informed and treats your clients the way you would. How we work with agents.
You will always know where things stand and what comes next.
Call, email, or send a note. Tell us about your project and goals, and ask anything.
We walk through the programs that may fit, what each requires, and how they compare.
We help you gather documents and explain every part of the application as you go.
You get regular updates from Chad or Rachel, not a call center, through to the closing table.
Your reputation travels with every referral. We work to protect it with prompt responses and clear communication with both you and your client.
We would love to meet, learn about your business, and talk about how we can support your clients.
A few of the homes Chad and Rachel have helped clients finance.
Closed & funded
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Closed & fundedReal reviews from clients and partners will appear here once approved.
An approved client review goes here, in the client's own words.
Client name · Type of loanAn approved client review goes here, in the client's own words.
Client name · Type of loanAn approved review from a real estate agent or referral partner goes here.
Partner name · BrokerageDon't see your question? Ask us. No question is too basic.
Reach out to Chad or Rachel directly, or send a short note and we will follow up.
Office
600 Congress Ave, Suite 14058
Austin, TX 78701
Website by Simply Fierce Marketing