Bridge loans for timing gaps.
Short-term financing that covers the gap between buying a property and securing longer-term financing or completing a sale.
When a bridge helps
Timing does not always line up. A bridge loan can help you act on a property now, then repay the loan when your other home sells, a longer-term loan is in place, or a project is finished. Because it is short-term financing, it often costs more than a long-term loan, so we will compare it carefully with your other options.
Who it's for
- Homeowners buying before their current home sells
- Investors who need to close quickly
- Properties not yet ready for long-term financing
- Buyers waiting on funds from another sale
What lenders typically review
- Value of the property and any equity you hold
- Your plan to repay (sale or refinance)
- Your timeline
- Credit and financial picture
From first call to closing.
Every deal is a little different. Here is the general path, and we will tailor it to you.
- 1
Explain the gap
Tell us what you are buying and where the long-term money comes from.
- 2
Review the exit
We confirm the plan to repay and the timeline.
- 3
Close the bridge
Funds to move on the property now.
- 4
Repay
Pay off the loan when the sale or long-term financing comes through.
Bridge questions.
Have a question that is not here? Ask us. No question is too basic.
How is a bridge loan repaid?
Is a bridge loan more expensive?
What if my other home takes longer to sell?
Related programs.
All loans are subject to credit approval, underwriting, and property review. Program availability, terms, and requirements vary and can change. This page is general information, not a commitment to lend. We will explain the requirements for any program before you apply.
Questions about bridge loans?
Tell us what you are working on, and we will walk you through whether this program may fit.
